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Posted inCT Viewpoints

How a statewide healthcare fee can make a healthier state

Illness is often unpredictable. When a person without insurance seeks care for a broken bone or the flu, they receive treatment regardless of their ability to pay. That is because we live in a compassionate society — but the treatment is not free. Taxpayers end up shouldering the burden through higher state taxes or increased provider costs. Economists call this phenomenon “free riding.” Many people are willing to risk going without health insurance knowing that they can get care (and others will pay) if there is a true emergency. … Connecticut can improve healthcare access while controlling the premiums insurance holders pay. I propose that all residents of the state take responsibility for their healthcare costs by either buying insurance or contributing a fraction of their income to healthcare savings accounts.