Fairfield needs more affordable housing
As a group that is dedicated to the holistic health of Fairfield, we are particularly concerned about affordable housing for our town work force: many of our teachers, firemen, police officers, and municipal workers cannot afford to live in the town where they work.
Fairfield’s senior population includes those who would like to downsize after retirement, but smaller, single floor homes at reasonable prices are not available. Our two universities are graduating students who have come to love Fairfield during their years here, but they cannot afford to stay. Having a town that is diverse, rich in community and has multi-generations of families residing can only strengthen Fairfield. We believe a healthy community is one that it is within economic reach of everyone.
Defining affordable
Both our state and HUD define affordable housing using a formula based on percentages of the Area Median Income. One third of income in those formulas represents what is considered to be affordable dedicated to housing expense. FairPLAN supports that strategy of defining affordability, but we believe that housing based on applying the one third formula to 100 percent of the area median income (currently about $94,000) represents attainable housing that also needs to be available in Fairfield.
Affordable housing should not be isolated
FairPLAN believes that persons needing affordable housing should be able to live in any of Fairfield’s wonderful neighborhoods, and affordable housing should not be clustered in any one area. Operation Hope has a great model of spreading its supply of affordable housing throughout town. That model, however, only works on a small scale.
The Fairfield Housing Authority provides high quality rental units in two developments located in residential areas. The Housing Authority is proposing a third development in the High Street neighborhood.
The newly proposed development has met resistance from neighbors and other residents who have stated their concerns for the development. We know that development can be disruptive to neighborhoods and their concerns are rightful issues that need to be addressed in a cohesive manner. Our town Planning and Zoning Commission has done a great job evaluating all the factors for and against developments similar to the new Housing Authority proposal.
They have approved some and rejected others based on their best judgment of applicable regulations and with due consideration to neighborhood concerns. We support the regulatory process and the careful and deliberative work our Zoning officials do to decide which developments make sense for our town.
Economics play a central role in the development of affordable housing. For multi-unit residential housing, for example, a developer must build enough market rate units to support the lower revenue that comes from the affordable component of a project. This financial reality has led to multi-unit developments of larger scale. Some of the attempts in Fairfield to build very small-scale multi-unit projects have not been successful.
8-30g
Our state mandates affordable housing using a harsh regulation known as 8-30g. This regulation allows developers to avoid most zoning regulations as long as their projects do not create substantial health or safety problems. 8-30g has been misused by some developers to build oversize projects in areas where they simply do not belong.
Fairfield is attempting to counter the negative effects of 8-30g by mandating that all residential development of ten or more units be at least 10 percent affordable. Consideration is also on-going to allow smaller apartments that will be rentable at lower costs. It appears that this strategy is working, and Fairfield is likely to achieve a moratorium from 8-30g, as some other towns have, within the next couple years.
Fairfield is unfairly targeted under the 8-30g statute because it calculates our town as having only 2.5 percent affordable housing stock. We have far more than 2.5 percent, but those residence units do not fit 8-30g’s unreasonable definition. Nevertheless, Fairfield does need more affordable housing. It is vital to the general economic vitality as well as fulfilling the needs of our citizen’s changing housing needs (seniors want smaller housing in town; students want to stay in town, etc.) we need to increase our affordable and attainable housing stock.
Sustainability
Too little attention has been given to sustainable development and making Fairfield sustainable. It would be a vast understatement to say the world is facing a climate crisis, and towns and cities like Fairfield produce vast amounts of emissions and pollution, hurting both human and ecological well-being.
FairPLAN believes that far more needs to be done to encourage “green” building practices and methods using sustainable materials and focus on energy efficiency initiatives. We need more solar power for residential developments and more use of water conservation technologies. Equally, we need to commit to new tree plantings, which are a vital part of our ecosystem.
FairPLAN is committed to Fairfield, its ecosystem and neighbors and we see ourselves as partners in ensuring our community is a thriving place to live. We view our role as collaborative stewards and we strive to work with neighborhood groups, agencies and government officials for the greater good. Together, we can do more.
Alexis Harrison and Mary Hogue are co-presidents of FairPLAN.
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7 thoughts on “Fairfield needs more affordable housing”
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what any town doesn’t need is a total trashing of zoning laws in favor of a social cause. people’s main store of value, their homes, paid for with hard earned money, are being depleted randomly and costly with dense structures and parking lots. and its always the people with less political influence. Note that adding low-end taxpayers (if that) to school districts and zones paid for with good taxes by the occupants is simply a transfer of money that should be done with restraint. Building three floor multi-unit buildings around a neighborhood of cape cod homes is not a good policy to begin with and this law need to be a lot more considerate.
Not sure what “low-end taxpayers” means but sounds like unfortunate stereotyping. In Fairfield, a family of four earning a maximum of $77,000 qualifies for affordable housing options. Doesn’t seem to be “low-end taxpayers (if that).”
I would love to live in a home overlooking Southport Harbor but I realize I cannot afford it. It is completely unreasonable for an organization to say that people “should be able to live in any of Fairfield’s wonderful neighborhoods”. No one should be able to overrule local zoning authority. The current proposal to build affordable housing at the historic Judd Estate on High Street is completely out of character to the neighborhood and goes against the town’s plan for development. It is wrong, period and should be denied.
It’s really not my issue living some distance from Fairfield, but having been involved in Zoning issues during my 15 year stint on the local commission I feel compelled to comment.
Providing low income housing is laudable, but first ‘low income’ has to be defined. Then, once established, can those who qualify actually afford to live in Fairfield?
As Mr Lavado points out, the addition of multi-unit multi-story housing in or adjacent to established single family homes is likely to result in a lowering of those homes’ marketability (read sale price and value). What effect will that have on the total picture?
A careful examination of what has occurred in Manchester may been in order. Manchester has, over the last 2-3 decades, allowed high-density development in what once was open space behind a number of residential streets. This has brought about a change in character of these neighborhoods. I’m not suggesting that is bad, but I wonder about the overall effect on the tax base.
Food for thought.
“Low income” was never mentioned. “Affordable” is a well established term at State and Federal levels: 80% of Area Median Income. In Fairfield’s case, that means a family of four earning a max of $76,000 should devote 1/3 of their income to obtain eligible affordable housing.
It has been shown that in poorer neighborhoods a new building can create a “revitalization effect” and make them appear more desirable, especially to non-minorities, increasing diversity. One analysis claimed a LIHTC (low income housing tax credit) project in a low income neighborhood was worth about $116 million over 10 years to the immediate surrounding neighborhood. They found home values went up 6.5% within a tenth of a mile of the building and crime rates also fell.
However, in high income areas, these kinds of projects led to a loss of 2.5% housing values that came to approximately $17 million. In these areas they found strong housing price drops and it radiated out over time for the next 10 years.
Perhaps we should be looking to revitalize our lower-income areas with these types of projects since clearly they do more good than placing them in higher-income areas?
https://www.gsb.stanford.edu/gsb-cmis/gsb-cmis-download-auth/405056
Elitist/protective zoning regs favoring the lifestyles and economies of certain towns in Fairfield County have resulted in the deconstruction/dysfunction of the state’s (essential) cities and state economy. Present state zoning policy that allows the creation of concentrated areas of commercial development/tax base served by a workforce forced to commute from surrounding urban areas because of restrictive zoning regulations is the reason for Connecticut’s severe transportation and economic problems. Continuation of state sanction of restrictive zoning regs will eventually assure severe dysfunction of the “favored” areas as the population and state resources shrink…