ConnectiCare Benefits Inc. was the most popular carrier among plans sold on the state’s health insurance exchange this year, capturing 42.3 percent of the 110,095 people who signed up for insurance through Access Health CT.
Anthem Blue Cross and Blue Shield, the state’s largest insurer and last year’s exchange leader, received 39.8 percent of signups. HealthyCT raised its share from 3.2 percent last year to 15.6 percent this year, while UnitedHealthcare, in its first year of offering coverage through the exchange, captured 2 percent of customers.
Carrier | 2014 | 2015 |
---|---|---|
Anthem Blue Cross and Blue Shield | 41,813 | 43,910 |
ConnectiCare Benefits | 34,308 | 46,668 |
HealthyCT | 2,592 | 17,239 |
UnitedHealthcare | NA | 2,278 |
Total | 78,713 | 110,095 |
The majority of customers in all plans picked silver plans. The plans are categorized by metals; bronze plans have lower premiums but require members to pay more when getting care in the form of deductibles and cost-sharing, while gold plans have higher premiums but leave members with less to pay toward their care. For most people, silver plans are mid-level, although people with lower incomes can buy silver plans with deeply subsidized cost-sharing.
Compared to 2014, bronze and silver plans grew in popularity, compared to gold plans.
Carrier | 2014 | 2015 |
---|---|---|
Anthem Blue Cross and Blue Shield | ||
Catastrophic | 627 | 1,625 |
Bronze | 9,247 | 10,414 |
Silver | 27,744 | 23,276 |
Gold | 9,195 | 8,595 |
ConnectiCare Benefits | ||
Catastrophic | 1,107 | 517 |
Bronze | 2,484 | 10,821 |
Silver | 26,476 | 29,436 |
Gold | 4,241 | 4,844 |
Platinum | NA | 1,050 |
HealthyCT | ||
Catastrophic | 14 | 41 |
Bronze | 1,043 | 3,181 |
Silver | 715 | 11,718 |
Gold | 820 | 2,299 |
UnitedHealthcare | ||
Catastrophic | NA | NA |
Bronze | NA | 261 |
Silver | NA | 1,087 |
Gold | NA | 930 |