All business should have to honor their contracts. So why do we let health insurance companies off the hook? If you sign a one-year lease, your landlord can’t raise the rent six months in. This makes sense. Yet, we allow health insurance companies to change their prescription drug coverage midyear, when consumers are already locked into their plans. Commercial health insurers in Connecticut are free to make coverage changes in the middle of the year that reduce or eliminate prescription drug benefits, forcing people onto less expensive – and often less effective – medications.