The taxes are too high and the temperature is too low. Sure, Connecticut “has some terrific places to live,” but not enough to keep it off a retirement website’s list of the 10 worst states in which to retire.

TopRetirements.com says it weighed 13 factors, from taxes and climate to cultural activities and the likelihood of natural disasters, to come up with its list of places to avoid once Social Security kicks in. Illinois tops the list because of its disastrous budget problems. California is No. 2, largely for the same reason.

Connecticut is at 9th place, and is joined on the list by all three neighbors: New York (3), Rhode Island (4) and Massachusetts (8). Taxes are the primary complaint against the four states, but it’s worth noting that none are known for palm trees and year-’round golf, either.

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